In Principal

aggredium is a service provided by Aggredium Finance Ltd, incorporated in England and Wales with company number 10742275 of 202 District Court Commercial Road, London, United Kingdom, E1 1FE (we, us, our).

By accessing and using www.aggredium.com and app.aggredium.com (the "Site"), you agree to be legally bound by these terms of use (“Terms”) and you represent that you have the legal capacity to be bound by these Terms of Use. The terms “You" and “User" refer to anyone who accesses the site. You may not use the site if you do not agree to these terms.

Aggredium reserves the right to change the Terms at any time. Any revisions will be posted to this website. Your continued use of the website following notice of such modifications will be deemed acceptance of the change(s). In case of any queries about these Terms of Use, please write to info@aggredium.com.

Use of Service

1. You represent and warrant to us that any and all information provided by you (including any information you provide on registering for use of the Service) is true, accurate and complete. You undertake to notify us promptly of any changes to such information. You agree not to impersonate any other person or entity or to use a false name or a name that you are not authorised to use. We reserve the right to decline any application from you to register as a user of the Service in our sole discretion and/or to suspend your use of the Site and/or the Service where we in our sole discretion believe that you are in beach of this clause.

2. You shall keep confidential, shall not use for any purpose not permitted in these Terms and shall not disclose any password employed by you in your use of the Site.

3. aggredium provides each individual user with a personal, revocable, non-exclusive, non-transferable, limited license to access and use the Site and the Content conditioned upon your compliance with these Terms. The granting of a subscription and user name and password to an individual within a firm does not imply that further subscriptions and user names will be made available to other individuals within the same firm.

4. You agree that we may change the structure, content and nature of the Site at any time without notice to you. You agree that we may cease providing any or all of the Site and/or the Service to you

5.You agree that if we (in our sole discretion) determine that your bandwidth usage exceeds a reasonable level we may control your use of the site by reducing or preventing your access.

6. Users may not copy, reproduce, transmit, publish, distribute, broadcast, modify, create derivatives of, license, transfer, sell, mirror, frame, “deep link”, “scrape”, or data mine any material obtained from or through aggredium website. On an occasional and irregular basis, You may print and/or download materials on the website solely for your personal use, provided that they do not obscure, alter, remove or delete any copyright or other proprietary notices contained in such materials. Users also warrant that they will not use the aggredium website for any purpose that is unlawful, prohibited and/or compete with or damage the goodwill associated with aggredium.

7. You agree not to forwarding aggredium material without our prior consent to non-licensed recipients will have their personal access rescinded


8. Your use of the Site, including any registration process, may involve your disclosure to us of personal data (which term shall include sensitive personal data) relating to data subjects (personal data, sensitive personal data and data subjects each as defined by the Data Protection Legislation). “Data Protection Legislation” means as applicable: (i) the Data Protection Act 1998, until the effective date of its repeal; (ii) the General Data Protection Regulation ((EU) 2016/679) (GDPR) and any national implementing laws, regulations and secondary legislation, for so long as the GDPR is effective in the UK, and (iii) any successor legislation to the Data Protection Act 1998 and the GDPR, in particular the Data Protection Bill 2017-2019, once it becomes law.

9. In the event that you do so disclose such personal data you:

9.1 warrant and represent to us that you have secured all consents and permissions, and have taken all actions necessary, as may be required by applicable law for the purposes of disclosure to us and subsequent use by us of any such data relating to third parties in the provision of the Site in accordance with our privacy policy; and

9.2 in relation to any personal data relating to you, you consent to the use of such personal data in accordance with our privacy policy

10. You grant us the right to audit your use of the Site to ensure compliance by you with these Terms.

Intellectual Property

11.1. The Site contains a range of information (including text, data files, video, audio and graphics and other content) (Content) which is protected by copyrights, trademarks and other forms of Intellectual Property Rights recognized and protected by national and international laws. You agree to comply with all such laws as are applicable to you.

11.2. Except as permitted by these Terms, you may not copy, or make any use of any part of the Site (or the Service and/or of any Database) or use any Content for any purposes. In particular you may not modify, rent, lease, loan, sell, distribute or create derivative works based on the Content (either in whole or in part) unless you have been specifically permitted to do so by us, or by the owners of that Content, in a separate agreement.

11.3. You may not use any of the trademarks, trade names, service marks, copyrights, logos, domain names and other distinctive brand features belonging to us or any third party unless you have valid written permission to do so. You agree not to alter, remove or obscure any proprietary rights notices (including copyright and trade mark notices) which may appear in or be held within the Site.

11.4. You agree that you are solely responsible for any Content that you create, transmit or display while using the Site and for the consequences of your actions (including any loss or damage which we may suffer) by doing so. You agree that we have no responsibility for policing how such Content is used: you are responsible for protecting and enforcing any such right.

11.5. You grant us a perpetual, irrevocable, royalty–free and non-exclusive licence to use any Content submitted by you in any manner we in our sole discretion think fit on the Site (including the option not to use it, or to use only part, to delete or archive it or to make such changes to such Content as we in our sole discretion may determine). You agree that we may transmit or distribute your Content over various public networks and in various media, as part of the technical process of providing the Site. Finally, you represent and warrant to us that you have all necessary powers, rights and authority to grant the licence contained in this clause.

11.6. In these Terms Intellectual Property Rights shall mean all intellectual property rights wherever in the world arising, whether registered or unregistered (and including any application), including copyright, database rights, patents, patent applications, patent rights, rights in designs, trademarks, trademark applications, trademark registrations, trademark rights, trade secrets and all other intellectual property and proprietary information rights as may exist now or hereafter come into existence, all modifications, continuations, renewals and extensions of the foregoing, and all claims, actions, causes of action, damages, costs, expenses, profits, penalties, recoveries and remedies relating to any past, present or future infringement of any of the foregoing, arising under the laws of any country, state or jurisdiction in the world.

Exclusion and Limitation of Liability

12.1. Nothing in these Terms, including this clause 12, shall exclude or limit any warranty or liability which may not be lawfully excluded or limited by applicable law, including liability for fraud or for death or personal injury caused by its negligence.

12.2. Because we are allowing you to use the Site free of charge, there are no conditions, warranties, representations or other terms, express or implied, that are binding on us except as specifically stated in these Terms (including implied warranties and conditions of merchantability, fitness for a particular purpose and non-infringement). Any condition, warranty, representation or other term concerning the supply of the Site which might otherwise be implied into or incorporated in these Terms, or any collateral contract, whether by statute, common law or otherwise, is hereby excluded to the fullest extent permitted by law.

12.3. You expressly understand and agree that your use of the Site is at your sole risk and that the Site is provided as-is and as-available.

12.4. In particular, we, our subsidiaries and affiliates, and our licensors, do not represent or warrant to you that:

12.4.1. your use of the Site (including its use in conjunction with any other software) will meet your requirements;

12.4.2. your use of the Site will be uninterrupted, timely, secure or error-free;

12.4.3. any information obtained by you as a result of your use of the Site will be accurate or reliable, or

12.4.4. defects in the operation or functionality of the Site, Service, and/or any Database will be corrected, rectified, or remedied.

12.5. Any material downloaded or otherwise obtained or accessed through the use of the Site is done at your own discretion and risk, and you will be solely responsible for any damage, loss, or prejudice to your computer system or other device or loss of data that results from the download or access of any such material.

12.6. No advice or information, whether oral or written, obtained by you from us or any of our subsidiaries, affiliates, officials, employees, or personnel, or through or from the Site shall create any warranty not expressly stated in the Terms. Whilst we obtain information for inclusion in the Site in good faith from sources which we consider to be reliable, you acknowledge that the contents of the Site are based on information supplied to us by third parties and are not independently verified by us. The Site is not intended to provide tax, legal or investment advice. We shall not be under any liability whatsoever in respect of any inaccuracies or omissions in the Site, nor for any delays in updating the same. All such liability is excluded by us to the fullest extent permitted by law.

12.7. You expressly understand and agree that given your free access to the Site we and our licensors shall not be liable to you for:

12.7.1. any direct, indirect, special, incidental or consequential loss or damage which may arise in respect of the Site and/or its use or non-availability;

12.7.2. loss of profit, business revenue, goodwill and anticipated savings:

12.7.3. any trading or other losses which you may incur as a result of use of or reliance upon any content;

12.7.4. the deletion of, corruption of, or failure to store, any Content and other communications data maintained or transmitted by or through your use of the Site;

12.7.5. any effect which use of the Site may have on any software you use in conjunction with the Site;

12.7.6. the deletion of, corruption of, or failure to store, any Content and other communications data maintained or transmitted by or through your use of the Site; and/or

12.7.7. your failure to keep any password employed by you in your use of the Site secure and confidential.

12.8. The limitation on our liability to you in Clause 8.7 above shall apply whether or not we have been advised or should have been aware of the possibility of any such losses arising.

12.9. In the event that any exclusion contained in these Terms shall be held to be invalid for any reason, our total aggregate liability to you shall be limited to £200 (TWO HUNDRED POUNDS). In view of the fact that you are not required to make any payment for the licence granted under these Terms, you acknowledge that this limitation on our liability is reasonable.

12.10. You agree and acknowledge that you are in a better position than us to foresee and evaluate any potential damage or loss which you may suffer in connection with the use of the Site, Service and/or any Database; that we cannot adequately insure its potential liability to you; that you are not required to make any payment for the license granted under these Terms, and that accordingly the exclusions and limitations contained in this clause 8 are reasonable.

12.11. We do not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our Site. You should use your own virus protection software.

12.12. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

12.13. References in this Clause 8 to the Site shall be deemed to include references to the Service and/or to any and all Databases.


13.1. You shall not assign, transfer or sub-license any of your rights or obligations under these Terms. We may at any time assign all or any of our rights and transfer all or any of our obligations under these Terms.

13.2. Failure or neglect by us to enforce any of the provisions of these Terms at any time shall not be construed or deemed to be a waiver of our rights nor shall this in any way affect the validity of the whole or any part of these Terms, nor prejudice our rights to take subsequent action.

13.3. If any part of any provision of these Terms shall be or become invalid, unlawful or unenforceable to any extent, then the remainder of such provision and all other provisions of these Terms shall continue to be valid and enforceable to the fullest extent permitted by law.

13.4. These Terms represent the entire agreement of you and us in relation to the subject matter of these Terms and supersedes any previous agreement between you and us in relation to the Site. Neither of you and us have relied upon any statement or representation made by the other in agreeing to enter these Terms.

Law and Jurisdiction

14.1. These Terms shall be construed in accordance with English law and the parties hereby submit to the exclusive jurisdiction of the English Courts to settle any disputes which may arise in connection with these Terms.


If you have any questions about these Terms & Conditions of Use, please write:

by email to info@aggredium.com

by post to Aggredium Finance Ltd, 202 District Court, E1 1FE London